Updated on September 4, 2026
Greece Passive Income Visa for FIPs
Become a Greek resident by proving financial independence via passive income or savings
4+ months
Obtaining period
€3,500+
Monthly passive income
3 years
Permit validity
Greece residence permit for financially independent persons, or FIP, is designed for non-EU nationals who want to move to Greece without investing.
To qualify, applicants need to show stable funds from outside Greece. This means passive income of at least €3,500 a month or 3 years' worth of savings — €126,000. The permit does not allow its holder to work or conduct business in Greece.
You can include your spouse and dependent children in the application. The financial requirement rises with each family member.
The residence permit is issued for 3 years and can be renewed. To keep the status valid, holders need to spend at least 183 days a year in Greece.
Residence for the whole family
The spouse and children can get the Greek residence with the main applicant
Your complete guide to Greece residence for FIPs
- Step-by-step procedure
- Requirements for applicants
- Required documents
- Answers to frequently asked questions
Trusted by 10,000+ investors7 benefits of a Greece residence permit
1
Moving to Greece without investment
Financially independent persons obtain their permit in 4 or more months. They do not need to invest. Instead, they show passive income or savings.
A Greek residence permit allows them to live in Greece and to enter and exit the country freely.
Financially independent persons obtain their permit in 4 or more months. They do not need to invest. Instead, they show passive income or savings.
A Greek residence permit allows them to live in Greece and to enter and exit the country freely.
2
Relocation with a family
The main applicant can relocate together with their spouse or registered partner and children, making it possible for the household to settle in Greece together.
The main applicant can relocate together with their spouse or registered partner and children, making it possible for the household to settle in Greece together.
3
Visa-free travel within the Schengen Area
Greek residents can visit the 29 countries of the Schengen Area with their residence permit. They may spend up to 90 days within any 180-day period in Schengen countries while residing in Greece. No visa is needed.
Greek residents can visit the 29 countries of the Schengen Area with their residence permit. They may spend up to 90 days within any 180-day period in Schengen countries while residing in Greece. No visa is needed.
4
Tax optimisation
New Greek tax residents may use a preferential regime. Retirees can reduce the tax rate on foreign-source income to 7%. Non-retirees may pay a lump sum of €100,000 per year instead of foreign income tax.
Financially independent persons become Greek tax residents, as they spend more than 183 days per year in Greece.
New Greek tax residents may use a preferential regime. Retirees can reduce the tax rate on foreign-source income to 7%. Non-retirees may pay a lump sum of €100,000 per year instead of foreign income tax.
Financially independent persons become Greek tax residents, as they spend more than 183 days per year in Greece.
5
Access to European healthcare
Legal Greek residents get a social insurance number, AMKA. With AMKA, they get access to free or low-cost public healthcare such as doctor appointments or prescriptions.
As Greece is a part of the EU, Greek residents also get a European insurance card, EHIC, which allows its holder to get subsidised or free medical services across the EU.
Legal Greek residents get a social insurance number, AMKA. With AMKA, they get access to free or low-cost public healthcare such as doctor appointments or prescriptions.
As Greece is a part of the EU, Greek residents also get a European insurance card, EHIC, which allows its holder to get subsidised or free medical services across the EU.
6
Educational opportunities of the EU
Children can attend public, private and international schools in Greece, while residents can apply to Greek and other European universities.
Children can attend public, private and international schools in Greece, while residents can apply to Greek and other European universities.
7
High quality of life
Greece combines a Mediterranean climate, affordable cost of living, and a rich cultural heritage. Residents enjoy over 250 sunny days per year and access to scenic landscapes.
Life expectancy is 81.8 years, which is comparable with Denmark, Canada, and the Netherlands [1]Source: Health at a Glance 2025 report by OECD.
Greece combines a Mediterranean climate, affordable cost of living, and a rich cultural heritage. Residents enjoy over 250 sunny days per year and access to scenic landscapes.
Life expectancy is 81.8 years, which is comparable with Denmark, Canada, and the Netherlands [1]Source: Health at a Glance 2025 report by OECD.
Cost of Greece residency for FIP
To obtain Greece residence as a financially independent person, non-EU nationals must prove they have enough financial resources from abroad to cover their own living expenses and those of their family. This requirement can be met with regular passive income or sufficient savings.
Passive income — €3,500+
Applicants must prove a stable passive income from sources outside Greece, such as pensions, dividends, rental income or investment returns. The minimum required income rises when family members are included.
An individual also rents or purchases residential property in Greece and pays the associated fees.
Savings — €126,000+
Applicants can use savings instead of passive income. The required amount must cover 3 years of the minimum income; it also increases for each additional family member.
It is important to consider relocation costs on top of the required savings.
Find out your Greece residency costs
Get an individual calculation for your family with all associated costs and government fees
Trusted by 10,000+ investorsHow to obtain Greek residence for financially independent persons
According to Immigrant Invest’s experience, it takes 4 months or more to obtain a Greek residence permit for FIP. See the step-by-step guide on how to do it.
1 day
Preliminary Due Diligence
Immigrant Invest has its own Anti-Money Laundering Department. Its officers conduct preliminary Due Diligence to assess the investor’s background. This step helps identify potential issues early on and reduces the risk of rejection to as low as 1%.
Once the check is successfully completed, Immigrant Invest signs a service agreement with the investor.
2+ weeks
Collecting documents and obtaining a tax number
Our lawyers prepare and fill in the application forms for you, as well as provide a list of documents based on your circumstances.
The legal team also helps obtain a Greek tax number, called Arithmós Forologikoú Mitróou, or AFM. It is impossible to rent or purchase residential property and complete the residence permit procedure without an AFM.
10+ days
Applying for a national D Visa
A foreigner applies for a visa at the Greek consulate in their country of residence.
The application package includes:
- proof of passive income or sufficient savings;
- medical insurance;
- police clearance certificate;
- proof of accommodation in Greece;
- supporting financial documents.
If the application is approved, an individual gets a national D visa valid for up to 12 months. The visa allows one to enter Greece and apply for a permit there.
2+ weeks
Securing accommodation in Greece
To obtain a permit, applicants prove they have residential accommodation in Greece. It is possible to either buy or rent real estate. There’s no financial requirement for accommodation.
Immigrant Invest helps you find and select a property and conclude a lease or purchase agreement. Our lawyers also check the chosen property and coordinate payment.
1 day
Applying for the permit
Before the D visa expires, the applicant submits the residence permit application to the competent Migration Authority. At the authority, they submit their biometric data: fingerprints, a digital photograph and a signature.
Immigrant Invest lawyers coordinate the process and answer all your questions.
About 3 months
Receiving the residence permit
Following approval, the applicant receives a residence card valid for 3 years. The permit can be renewed for further 3-year periods if the applicant maintains passive income of €3,500 and spends at least 183 days per year in Greece.
Documents required for obtaining the Greece residency
Applicants for the Greece residence permit for financially independent persons are typically required to submit the following documents:
- Application form.
- Valid passport and its copy.
- Birth certificates for children, if applicable.
- Marriage certificate for the spouse, if applicable.
- 3 recent passport-sized photos.
- Police clearance certificate from the country of residency.
- Confirmation of passive income and its source.
- Confirmation of accommodation.
- Health insurance in Greece.
Additional documents may be required depending on the investor’s individual background and the specifics of their application.
Greece passive income visa vs. residence for FIPs in other countries
Several European countries offer residency for financially independent persons, including Portugal and Spain.
Terms and features
Annual income
Greece
€42,000+
Portugal
€11,040+
Spain
€28,800+
Terms and features
Savings instead of income
Greece
Yes
Portugal
No
Spain
No
Terms and features
Residence permit validity
Greece
3 years, renewable
Portugal
2 years, renewable
Spain
1 year, renewable
Terms and features
Obtaining period
Greece
4+ months
Portugal
6+ months
Spain
4+ months
Terms and features
Minimum stay requirement
Greece
183+ days a year
Portugal
8+ months a year
Spain
183+ days a year
Terms and features
Right to work
Greece
No
Portugal
Yes
Spain
No
Terms and features
Family eligibility
Greece
Spouse and children under 18
Portugal
Spouse or partner, children under 21, parents
Spain
Spouse or partner, children, parents
Terms and features |
|
|
|
|---|---|---|---|
Annual income | €42,000+ | €11,040+ | €28,800+ |
Savings instead of income | Yes | No | No |
Residence permit validity | 3 years, renewable | 2 years, renewable | 1 year, renewable |
Obtaining period | 4+ months | 6+ months | 4+ months |
Minimum stay requirement | 183+ days a year | 8+ months a year | 183+ days a year |
Right to work | No | Yes | No |
Family eligibility | Spouse and children under 18 | Spouse or partner, children under 21, parents | Spouse or partner, children, parents |
Why you can trust Immigrant Invest
Immigrant Invest is an official representative of the Greece passive income visa. We are well-versed in the requirements of Greece residence for FIPs and strictly follow the Greek Immigration Code, including Law No. 5038/2023.
We have an in-house Anti-Money Laundering Department that conducts preliminary Due Diligence, reducing the risk of application refusal to as low as 1%.
Our legal team includes members of the Investment Migration Council — the world’s leading association in the field of citizenship and residence by investment.
Certificate of Membership
Our team
Our Greece-based legal and migration experts have in-depth knowledge of local regulations and guide applicants through every stage of the residence process.
Additional services
Permit renewal
We help renew permits after 5 years and replace them if required.
Family inclusion
We help obtain residence permits for close family members.
Documents preparation
We help obtain, notarise, and apostille Greek documents.
Real estate selection
We help rent or purchase property from start to finish.
Bank account opening
We help prepare the required documents and fill out all the forms.
Permit renewal
We help renew permits after 5 years and replace them if required.
Family inclusion
We help obtain residence permits for close family members.
Documents preparation
We help obtain, notarise, and apostille Greek documents.
Real estate selection
We help rent or purchase property from start to finish.
Bank account opening
We help prepare the required documents and fill out all the forms.
Our clients’ reviews
Clients’ names and photos have been changed to comply with a non-disclosure agreement.
Frequently asked questions
Schedule a meeting
Let's discuss the details
Schedule a meeting at one of the offices or online. A lawyer will analyze the situation, calculate the cost and help you find a solution based on your goals.
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Sources
- 1.
Source: Health at a Glance 2025 report by OECD